Market Report
           
         2008

Your Realtor with the Right Attitude

Paula Clark
Sales Associate,Premier Elite

October 2008
Real
BUYING? SELLING?


THE RIGHT REALTOR!


FIND UP TO DATE REAL ESTATE INFORMATION RIGHT HERE!
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Paula@PaulaClarkRealtor.com

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All Rights Reserved.


Five Key Areas to Pay Attention to When Buying a Home

  Looking for a new home can be exciting and frustrating. You can help alleviate the frustration by paying close attention to five key areas of the homes you're considering buying; it may save you money in the long run.
      Don Walker is an inspector and owner of Ace Home Inspections. He says there are five areas in homes that he frequently reports problems with. They are electrical, foundation, plumbing, the attic, and landscaping.
      Electrical. Walker says sometimes homeowners assume with newer homes that all will work just fine but that's often


Mortgage Rates
U.S. averages as of September 25, 2008:

30 yr. fixed:   6.09%
15 yr. fixed:   5.77%
1 yr. adj:        5.16%

U.S. averages as of September 25, 2008:


View current rates





not the case. "I inspected a brand new house—four years old but the electrical was all done incorrectly," says Walker.
      Having a complete home inspection will help to rule out any problems and



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Deploy A Strategic Assault On Your Mortgage Application

     Today's volatile housing market demands that home buyers take an exacting, almost surgical approach to completing a mortgage application in order to speed the paperwork through the narrowed arteries of the home loan pipeline.
      Profusely sweating the details of a mortgage application gives lenders fewer reasons to reject your quest for the American Dream. And the need for speed is crucial if you want to beat today's realty market clock which frequently resets itself.
      The real estate market's mortgage credit squeeze tightens one day then eases the next. So there's no room for vagueness or foot dragging when completing a mortgage application.
      Here are your marching orders.
      Tighter underwriting regulations, fewer mortgage options, appraisers trying to keep tabs on value changes, and several recent federal interventions to help cure the housing hangover this year alone, are all conditions that reflect the




Too Much To Store And
Too Little Space


     Do you have too much to store and too little space? If you're like many homeowners, finding enough storage space can be a challenge. Thankfully, remodeling professionals can help you create new ways to tuck away your family's treasures in a resourceful and sophisticated way, according to the National Association of the Remodeling Industry (NARI).
      Finding storage solutions doesn't always mean undertaking a major remodel. Sometimes it's about using the square footage you already have. Remodelers can help you plan and reallocate storage to accommodate your family's changing lifestyle. Getting creative with storage can improve daily living and boost the resale value of your home.
      Look in Unusual Spaces
      Veteran remodeler Don Van Cura, CR, CLC, CKBR, and owner of Chicago-based Don Van Cura Construction, recently won a regional CotY Award for a clever storage solution he designed for stashing canned goods under a kitchen staircase. "I'm a space freak and I don't believe that any part of the house should be wasted," he explains. "Almost every section of home has a void in it that can be made into storage -- and the older the house, the more nooks and crannies you



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HOME AND MARKET UPDATE!
     
Old Tappan
GEORGIAN COLONIAL ON .96 ACRES
28 Greenwoods Rd. of Old Tappan
Magestic Georgian Colonial in Greenwoods, most sought after area of Old Tappan. This home features 5 bedrooms,Master bedroom suite, Master bath, with dressing area, and walk in closet. Circular driveway leading to close to 1 acre of property
OLD TAPPAN
Beautifully appointed brick custom center hall colonial built in 2000. This home exudes class, and sophistication. It is set in a wonderful neighborhood on cul de sac in prestigious Old Tappan. Crafted custom molding throughout. Custom granite kitchen with large center island that is adjacent to large formal dining room, and looking into the great room. Great for entertaining! This 4+ bedroom home is impeccably designed with soaring ceilings, and built with high quality materials. Spacious floorplan with cathedral ceiling with sparkling chandelier. Den/Study with cherry wood built ins, and amenities needed for home office. Majestic staircase that leads to large landing, spacious bedrooms, and master bedroom suite with sitting area, walk in closet & additional closets for added storage. Beautiful bathroom with whirlpool, private toilet, & shower with tumbled marble backsplash. Over-sized paved driveway leading to 3+ car garage. No sewer assessment. This has been paid in full.
$1,148,777
Wyckoff
This location, Home, and Property will take your breath away! When you drive down this street you will be in awe of it's beauty.Grand Center Hall entrance with custom tile marble floor, and vaulted ceiling. 19' x 32'Great room with soaring ceilings, and hardwood floors with wood burning stone fireplace. Great for entertaining. Oversize formal dining room with entrance into large spacious kitchen with center island. This is perfect for large families, and guests. Walk out to large deck overlooking resort like setting with gorgeous in-ground heated pool,,lush landscaping, Belgium blocks surrounding pool.(newly done). You won't need to go away!Vacation at home!Master bedroom suite with vaulted ceilings, and large windows with master bath,and custom tile. And there's more. Great Extended family home. Finished ground floor level space with kitchen, living room, bedroom, and laundry rm. 2-Car + garage, Newer air condition, & heating unit. Newer roof.Quick close possible.
$948,777
River Vale
Beautiful 4 BR Home set on special property in one of most sought after areas of Northern River Vale. Brick front home with set back with extreme privacy. Generous room sizes, with open floor plan. Eat in kitchen with walk out to large deck. Gleaming hardwood floors, custom molding, and oversized windows throughout. Master bedroom suite with vaulted ceiling, and master bath with skylight,and whirlpool. Walk in closet, and veranda off bedroom. All bedrooms are generous in size, and hardwood floors as well. Family room is large, and spacious, with sewing room, and separate den with doors leading to patio. Professionally landscaped, with two car garage. Award winning schools!
$699,777
Find out about our office exclusives "Yes, I have a home for everyone" Call Today for more information! CALL TO FIND OUT WHERE OUR OPEN HOUSES ARE THIS SUNDAY.....
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Paula Clark , Sales Associate, NJAR Circle of Excellence, Presidents Club, NJAR Gold Level 2004 - 2007
DIRECT: (201) 930-3070 / (201) 280-0056 Cell
www.paulaclarksellshomes.com
Paula@PaulaClarkRealtor.com

Coldwell Banker
Residential Brokerage

(201) 930-8820 Ext: 130 Office
#1 Expert In Bergen County, & All of New Jersey
The Northern and Pascack Valley

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